Terms of Service

Effective Date: April 28, 2026

Last Updated: April 28, 2026

These Terms of Service (the "Terms") form a binding legal agreement between you ("you", "your", or "Customer") and Stromatic Media ("Stromatic Media", "we", "us", or "our"), an unincorporated business operated from Toronto, Ontario, Canada. These Terms govern your access to and use of the Stromatic Media mobile application, website, and any related services, deliverables, content, or communications (collectively, the "Service").

PLEASE READ THESE TERMS CAREFULLY. THEY CONTAIN A BINDING ARBITRATION CLAUSE, A CLASS-ACTION WAIVER, A LIMITATION OF LIABILITY, A WARRANTY DISCLAIMER, AN INDEMNIFICATION OBLIGATION, AND A NON-REFUND POLICY. BY ACCESSING, INSTALLING, OR USING THE SERVICE, OR BY PURCHASING ANY DELIVERABLE FROM STROMATIC MEDIA, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY AND REFUND POLICY, WHICH ARE INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

1. Definitions

1.1 "Brief" means any information, content, instructions, descriptions, references, materials, or data submitted by you in connection with an Order.

1.2 "Deliverable" means any digital output, file, asset, document, report, image, design, audit, brand kit, or other work product produced by Stromatic Media in connection with an Order.

1.3 "Order" means a purchase by you of any Service offering listed within the application, accepted by us upon successful payment processing.

1.4 "Service" has the meaning set out in the preamble.

1.5 "Third-Party Tools" means any software, platform, model, application programming interface, system, or service used by Stromatic Media (including but not limited to automated, algorithmic, machine-learning, generative, or computational systems) in the production, refinement, analysis, or delivery of any Deliverable.

2. Eligibility

2.1 You represent and warrant that you are at least the age of majority in your jurisdiction of residence (which is 18 in Ontario, Canada and 18 in most other jurisdictions), have full legal capacity to enter into a binding contract, and are not barred from receiving the Service under the laws of any applicable jurisdiction.

2.2 If you are using the Service on behalf of an entity, business, organization, or other person, you represent and warrant that you have full authority to bind that entity to these Terms, and references to "you" include both you personally and that entity, jointly and severally.

2.3 We reserve the right to refuse service, cancel any Order, terminate access, or remove or edit content, in our sole discretion, without prior notice and without liability of any kind, including for any reason or no reason whatsoever.

3. The Service

3.1 General nature. Stromatic Media offers fixed-price, productized digital services (such as logo packs, search-engine-optimization audits, brand kits, and other offerings as may be added or removed from time to time). The specific scope, deliverable format, turnaround, and price of each offering are described within the application at the time of Order.

3.2 Production methods. Stromatic Media reserves the right, at its sole discretion, to use any combination of human review, manual production, Third-Party Tools, and automated, algorithmic, generative, or computational systems in producing Deliverables. You acknowledge and agree that the methods used to produce a Deliverable are not material to the agreement and shall not be a basis for refund, dispute, chargeback, claim, or complaint.

3.3 Turnaround estimates. Any stated delivery time, turnaround, or schedule is an estimate only, is not guaranteed, and does not form a condition of the agreement. Failure to meet any estimated timeframe shall not entitle you to a refund, credit, cancellation, or any other remedy.

3.4 No professional advice. Deliverables — including without limitation any audit, report, analysis, recommendation, brand guideline, or written commentary — are provided for informational and creative purposes only. Deliverables do not constitute legal, financial, accounting, tax, marketing, search-engine-optimization, business, medical, or other professional advice. You should not rely on any Deliverable as a substitute for consultation with a qualified professional. Your use of, and any decisions or actions taken based upon, any Deliverable are at your sole risk and discretion.

3.5 Modifications. We may, at any time and for any reason, with or without notice: add, remove, or modify any Service offering; change pricing; change Deliverable format or scope; suspend, discontinue, or terminate the Service in whole or in part; and revise these Terms in accordance with Section 19. Continued use of the Service after such changes constitutes acceptance.

4. Orders, Acceptance, and Payment

4.1 Order placement. To place an Order, you submit the required Brief and pay the listed price through our third-party payment processor. Submission of an Order constitutes an offer by you to purchase the applicable Service on these Terms.

4.2 Acceptance. No Order is accepted, and no contract is formed, until we confirm receipt of payment from our payment processor. We may, in our sole discretion, decline any Order for any reason or no reason, in which case we will refund the amount charged for that Order and shall have no further liability.

4.3 Pricing and currency. All prices are listed in United States dollars (USD) unless otherwise specified, and are exclusive of any applicable taxes, duties, or fees, which are your responsibility. Prices may change without notice; the price displayed at the time of Order is the price that applies to that Order.

4.4 Payment processor. Payments are processed by Stripe, Inc. and/or its affiliates ("Stripe"). By placing an Order, you authorize Stripe to charge your payment method for the full Order amount, and you agree to the Stripe terms applicable to your payment, available at https://stripe.com/legal. We do not store or have access to your full payment card information.

4.5 Authorization. You represent and warrant that you are the authorized holder of the payment method used, that the information you provide at checkout is true, accurate, current, and complete, and that you have sufficient funds or credit to complete the Order.

4.6 Chargebacks and disputes. You agree to contact us at the email address listed in Section 21 to resolve any billing concern before initiating a chargeback, payment-card dispute, or reversal. Initiating a chargeback or dispute without first attempting to resolve the matter directly with us constitutes a material breach of these Terms. We reserve the right to (a) recover from you any amount charged back, (b) recover any associated fees, costs, and expenses (including processor fees, legal fees, and collection costs), (c) suspend or terminate your access to the Service, (d) refuse all future Orders, and (e) submit evidence demonstrating Order fulfilment, contract formation, and your acceptance of these Terms (including this Section 4.6 and Section 5) to defend any such dispute.

5. Refund and Cancellation Policy

5.1 All sales are final. Except as expressly required by applicable law that cannot be lawfully waived, all Orders are final, all sales are non-refundable, and no credits, exchanges, or partial refunds will be issued for any reason, including without limitation: dissatisfaction with a Deliverable; subjective preferences regarding style, tone, color, layout, or aesthetics; the methods used to produce the Deliverable (including the use of Third-Party Tools); changes in your business, brand, or circumstances; failure to use a Deliverable; failure of a Deliverable to achieve any business outcome; delays; or your failure to provide accurate, complete, or usable Brief information.

5.2 Order cancellation by you. You may not cancel an Order after payment has been confirmed. The Brief is treated as immediately released for production and the Deliverable is treated as a custom digital good not subject to a right of withdrawal.

5.3 No partial refunds for unused Deliverables. A Deliverable is deemed accepted and complete upon delivery to the email address you provided at checkout, regardless of whether you open, download, view, use, deploy, or respond to the Deliverable.

5.4 Order cancellation by us. We may cancel any Order at our sole discretion. If we cancel an Order before delivery, your sole and exclusive remedy is a refund of the amount paid for that Order.

5.5 Statutory rights. Nothing in this Section 5 limits any non-waivable statutory consumer rights you may have under the law of your jurisdiction. To the maximum extent permitted by such law, all other refund rights are excluded.

A more detailed Refund Policy is incorporated by reference and available within the application.

6. Briefs and Customer-Provided Content

6.1 Your responsibility. You are solely responsible for the accuracy, legality, and completeness of all Brief information and any other content you submit. We do not verify Brief content and rely on it as supplied.

6.2 License to us. You grant Stromatic Media a worldwide, royalty-free, fully paid-up, sublicensable, transferable, non-exclusive license to use, reproduce, modify, adapt, translate, distribute, display, and create derivative works from your Brief and any other content you submit, for the purposes of: (a) performing the Service and producing the Deliverable; (b) operating, maintaining, improving, and developing the Service; (c) training, fine-tuning, evaluating, or testing internal or Third-Party Tools, in anonymized or aggregated form to the extent reasonably possible; (d) marketing and promotional purposes (in anonymized or aggregated form unless you provide further consent); and (e) complying with legal obligations.

6.3 Your warranties. You represent and warrant that: (a) you own or control all rights necessary to grant the license in Section 6.2; (b) your Brief and any other submitted content do not infringe, misappropriate, or violate any third-party intellectual-property right, privacy right, publicity right, or other right; (c) your Brief does not contain unlawful, defamatory, hateful, harassing, fraudulent, deceptive, obscene, or otherwise objectionable content; (d) your Brief does not contain personally identifying information of any third party for whom you do not have authorization to share; (e) you will not submit any government-issued identifier, payment card data, health information, or other sensitive personal data; and (f) your Order, your Brief, your use of any Deliverable, and your business are lawful in your jurisdiction and in any jurisdiction in which you operate.

6.4 Prohibited Briefs. Without limiting Section 7, you may not submit any Brief that requests or relates to: (a) infringing, copying, or imitating any specific third-party brand, trademark, logo, character, or work; (b) any unlawful business, product, service, or activity; (c) any content involving or targeting minors in a sexual, exploitative, dangerous, or otherwise harmful manner; (d) firearms, weapons, explosives, or controlled substances except as permitted by law and verified by you; (e) hate speech, incitement, harassment, defamation, or threats; (f) deception, fraud, or impersonation; (g) any content violating third-party rights including rights of publicity. We may refuse, modify, or cancel any Order based on a Brief that, in our sole judgment, falls within or near these categories, and Section 4.2 governs any resulting refund.

7. Acceptable Use

7.1 You will not, and will not permit any third party to:

(a) use the Service or any Deliverable to violate any law, regulation, or third-party right;

(b) reverse engineer, decompile, disassemble, or attempt to derive the source code of any portion of the Service, except to the limited extent applicable law expressly prohibits such restriction;

(c) probe, scan, or test the vulnerability of the Service or any related system; circumvent any access control, rate limit, authentication, or security mechanism; or interfere with or disrupt the Service, its servers, or any associated networks;

(d) use any robot, scraper, crawler, or automated means to access the Service, except for publicly available pages and only in compliance with our robots.txt and rate limits;

(e) submit content that contains malware, viruses, time bombs, or other harmful code;

(f) impersonate any person or entity or misrepresent your affiliation;

(g) use the Service to compete with us, including by collecting Deliverables to train a competing model or service;

(h) resell, sublicense, or redistribute the Service except as expressly permitted in Section 8; or

(i) remove or alter any proprietary notice on the Service or any Deliverable.

7.2 Violation of this Section 7 is a material breach. We may suspend or terminate your access immediately, refuse future Orders, and pursue any remedy available at law or in equity, in addition to retaining all amounts paid.

8. Intellectual Property; License to Deliverable

8.1 Our IP. The Service, including all software, code, design, layout, structure, look and feel, copy, trademarks, logos, brand elements, and underlying technology, and all intellectual property rights therein, are owned by Stromatic Media or its licensors. No rights are granted to you in any of the foregoing except as expressly provided in these Terms.

8.2 License to Deliverable — limited. Subject to your full payment and your continued compliance with these Terms, Stromatic Media grants you a worldwide, perpetual, non-exclusive, non-sublicensable, non-transferable license to use the Deliverable solely for your own internal business or personal use, including external display in connection with your business (e.g., displaying a logo on your own website, materials, and channels). For greater certainty:

(a) the Deliverable is licensed, not sold, and Stromatic Media retains all underlying rights, including the right to reuse, recreate, or sell similar works to other customers;

(b) you may not resell, sublicense, redistribute, or transfer the Deliverable, or include it in a stock library, marketplace, NFT, or other distributable collection;

(c) you may not use the Deliverable to train, fine-tune, or evaluate any machine-learning or generative model;

(d) you may not claim copyright, trademark, or other registered ownership over a Deliverable that consists of or substantially incorporates output from Third-Party Tools, except where such registration is permissible under the law of your jurisdiction; and

(e) any pre-existing third-party material incorporated into a Deliverable (such as fonts, stock imagery, or open-source assets) remains subject to its own license.

8.3 No registrability warranty. You acknowledge that Deliverables may not be eligible for trademark, copyright, or other registration in some jurisdictions, particularly where the Deliverable is generated wholly or substantially through automated means. We make no representation or warranty regarding registrability, distinctiveness, novelty, or non-infringement, and you assume the risk of clearance.

8.4 Trademark and clearance. You are solely responsible for performing trademark, copyright, and other clearance searches before adopting or using a Deliverable as a brand or commercial mark. We do not perform clearance, and we are not liable for any infringement, opposition, cancellation, or other dispute arising out of your adoption or use of any Deliverable.

8.5 Feedback. Any suggestion, idea, or feedback you provide regarding the Service is non-confidential and may be used by us without obligation or compensation to you.

9. Third-Party Services and Tools

9.1 The Service depends on, and may integrate or link to, third-party services, platforms, and tools, including without limitation Stripe (payments), Supabase (hosting and storage), Resend (email delivery), and various other Third-Party Tools (production, analysis, scraping, hosting, search). We are not responsible for the acts, omissions, terms, policies, availability, performance, or content of any third party. Your use of any third-party service is governed by that third party's own terms.

9.2 Where a Deliverable is produced using or contains output from Third-Party Tools, you acknowledge that the rights, restrictions, terms, warranties, and risks of those tools may flow through to the Deliverable. We make no representation as to whether any specific Third-Party Tool was used in the production of any specific Deliverable.

10. Disclaimers

10.1 AS IS. THE SERVICE AND ALL DELIVERABLES ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. To the maximum extent permitted by applicable law, Stromatic Media, its affiliates, and its and their respective directors, officers, employees, contractors, agents, suppliers, and licensors (collectively, the "Stromatic Parties") disclaim all warranties, including without limitation any warranty of merchantability, fitness for a particular purpose, title, non-infringement, quiet enjoyment, accuracy, completeness, currency, reliability, security, compatibility, integration, originality, registrability, distinctiveness, or that the Service or any Deliverable will meet your requirements, achieve any specific result, generate any specific outcome, or be uninterrupted, timely, secure, or error-free.

10.2 No outcome guarantees. Without limiting Section 10.1, we make no representation or warranty that any Deliverable will increase traffic, search ranking, conversions, sales, leads, brand recognition, customer satisfaction, profitability, or any other business or marketing outcome. Search engine algorithms, market conditions, consumer behavior, and a host of other factors are outside our control.

10.3 AI/automated outputs. Outputs produced wholly or partly by Third-Party Tools may contain errors, inaccuracies, biases, hallucinations, omissions, copied or copyrighted material, or content that is unsuitable, offensive, or unlawful in your jurisdiction. You are solely responsible for reviewing, verifying, and editing any Deliverable before relying on it or distributing it.

10.4 No advice; no fiduciary relationship. Use of the Service does not create any fiduciary, agency, partnership, employment, or joint-venture relationship.

10.5 Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you. The disclaimers apply to the maximum extent permitted by applicable law.

11. Limitation of Liability

11.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL ANY OF THE STROMATIC PARTIES BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR ENHANCED DAMAGES; ANY LOSS OF PROFITS, REVENUE, GOODWILL, BUSINESS, OPPORTUNITY, REPUTATION, ANTICIPATED SAVINGS, OR DATA; ANY COST OF SUBSTITUTE GOODS OR SERVICES; OR ANY DAMAGES ARISING OUT OF OR RELATING TO THE SERVICE, ANY DELIVERABLE, OR THESE TERMS, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT INCLUDING NEGLIGENCE, STATUTE, OR OTHERWISE), AND EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR IF SUCH DAMAGES WERE FORESEEABLE.

11.2 Aggregate cap. WITHOUT LIMITING SECTION 11.1, THE AGGREGATE LIABILITY OF THE STROMATIC PARTIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, FROM ALL CAUSES OF ACTION AND UNDER ALL THEORIES OF LIABILITY, IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU ACTUALLY PAID TO STROMATIC MEDIA FOR THE SPECIFIC ORDER GIVING RISE TO THE CLAIM IN THE THIRTY (30) DAYS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED CANADIAN DOLLARS (CAD $100).

11.3 Essential basis. You acknowledge that the limitations in this Section 11 are an essential basis of the bargain between the parties and would apply even if a stated remedy fails of its essential purpose.

11.4 Some jurisdictions do not allow the exclusion or limitation of certain damages, so portions of this Section 11 may not apply. In such jurisdictions, the liability of the Stromatic Parties is limited to the maximum extent permitted by law.

12. Indemnification

12.1 You will defend, indemnify, and hold harmless the Stromatic Parties from and against any and all claims, demands, suits, proceedings, losses, damages, judgments, awards, settlements, fines, penalties, costs, and expenses (including reasonable legal fees on a full-indemnity / solicitor-and-own-client basis) arising out of or relating to: (a) your access to or use of the Service or any Deliverable; (b) your Brief or any content you submit; (c) your breach of these Terms or any representation or warranty herein; (d) your violation of any law or any third-party right (including intellectual-property, privacy, publicity, or contractual rights); (e) any business decision or action you take based on a Deliverable; (f) your registration, adoption, or use of any Deliverable as a trademark or brand; and (g) any chargeback, dispute, or reversal initiated by you in breach of Section 4.6.

12.2 We may assume the exclusive defense and control of any matter for which you are required to indemnify us, in which case you will cooperate with our defense and not settle without our prior written consent.

13. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review it before using the Service.

14. Term; Suspension; Termination

14.1 These Terms apply from your first use of the Service and continue until terminated.

14.2 We may suspend or terminate your access to the Service, refuse any Order, and cancel any open Order, at any time, in our sole discretion, with or without notice and with or without cause, including for suspected violation of these Terms.

14.3 Upon termination, all licenses granted to you survive only to the extent expressly stated, and Sections 1, 4.6, 5, 6.2 (license to us), 7, 8, 10, 11, 12, 13, 14.3, 15, 16, 17, 18, 19, 20, and 21 (and any provision that by its nature should survive) shall survive.

15. Governing Law; Forum

15.1 These Terms, and any dispute arising out of or relating to them or the Service, are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles.

15.2 Subject to Section 16, the parties submit to the exclusive jurisdiction and venue of the courts located in Toronto, Ontario, and waive any objection on the grounds of inconvenient forum.

15.3 The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

16. Mandatory Arbitration; Class-Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES WITH STROMATIC MEDIA AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.

16.1 Informal resolution. Before initiating any formal proceeding, you agree to first contact us at the email address listed in Section 21 with a written description of the dispute and the relief you seek. The parties will negotiate in good faith for at least sixty (60) days before either may initiate formal proceedings.

16.2 Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms, the Service, any Deliverable, any Order, or the relationship between the parties (a "Dispute"), that is not resolved under Section 16.1, shall be finally resolved by binding, confidential arbitration administered by the ADR Institute of Canada, Inc. (ADRIC) under its Arbitration Rules then in effect, by a single arbitrator. The seat of arbitration is Toronto, Ontario. The language of the arbitration is English. Judgment on the award may be entered in any court of competent jurisdiction.

16.3 Class-action waiver. YOU AND STROMATIC MEDIA AGREE THAT EACH MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, MASS, OR CONSOLIDATED ACTION OR PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING.

16.4 Carve-outs. Nothing in this Section 16 prevents either party from (a) seeking injunctive or equitable relief in a court of competent jurisdiction to protect intellectual-property rights or to prevent unauthorized access, or (b) bringing a small-claim within the jurisdictional limit of an applicable small-claims court if the claim qualifies and proceeds on an individual basis.

16.5 Opt-out. You may opt out of this Section 16 by sending written notice to the email address in Section 21 within thirty (30) days of first agreeing to these Terms, stating your name, the email used at checkout, and a clear statement that you are opting out of arbitration. Opting out does not affect any other provision of these Terms.

16.6 Severability of arbitration provisions. If the class-action waiver in Section 16.3 is found unenforceable as to a particular claim, that claim shall be severed from arbitration and brought in a court of competent jurisdiction in accordance with Section 15, but the remainder of Section 16 shall remain in force.

16.7 Quebec residents and any others to whom mandatory arbitration cannot be lawfully imposed: this Section 16 applies to the extent permitted by applicable law. To the extent it is unenforceable as to you, Section 15 governs.

17. Time Limit on Claims

To the maximum extent permitted by applicable law, any claim arising out of or relating to the Service or these Terms must be brought within one (1) year of the event giving rise to the claim, after which it is permanently barred.

18. Force Majeure

We will not be liable or in breach for any delay or failure in performance caused by circumstances beyond our reasonable control, including without limitation acts of God, fire, flood, earthquake, weather, pandemic or epidemic, labor disturbances, war, terrorism, civil unrest, government action, embargo, internet or telecommunications failure, hosting or third-party-service outage, denial-of-service attack, hardware failure, or supply-chain interruption.

19. Changes to These Terms

19.1 We may revise these Terms from time to time. The "Last Updated" date at the top reflects the most recent revision. Material changes will be communicated by reasonable means, which may include posting in the application or sending email to the address you used at checkout.

19.2 Your continued use of the Service, or placement of any new Order, after the effective date of revised Terms constitutes acceptance of the revised Terms. If you do not agree, you must stop using the Service. Revisions do not retroactively change the terms applicable to a previously placed Order, except where required by law.

20. General Provisions

20.1 Entire agreement. These Terms, together with the Privacy Policy and Refund Policy, constitute the entire agreement between you and Stromatic Media regarding the Service and supersede all prior or contemporaneous agreements, communications, and proposals on the subject.

20.2 Severability. If any provision is held invalid, illegal, or unenforceable, that provision shall be severed or limited to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

20.3 No waiver. Our failure to enforce any provision is not a waiver of that or any other provision.

20.4 Assignment. You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may assign these Terms in whole or in part, including in connection with a merger, acquisition, reorganization, or sale of assets, without notice or your consent.

20.5 Independent contractors. The parties are independent contractors. Nothing in these Terms creates a partnership, joint venture, agency, franchise, sales representative, or employment relationship.

20.6 No third-party beneficiaries, except that the Stromatic Parties (other than Stromatic Media) are intended beneficiaries of Sections 10, 11, 12, and 16.

20.7 Headings are for convenience only and do not affect interpretation.

20.8 Interpretation. Each party has had the opportunity to review these Terms with counsel; no rule of construction against the drafter applies.

20.9 Electronic communications. You consent to receive communications electronically. Any notice, agreement, disclosure, or other communication we send electronically satisfies any legal requirement of writing.

20.10 Language. The parties have requested and agreed that these Terms be drawn up in English. Les parties reconnaissent avoir exigé que les présentes soient rédigées en anglais.

20.11 Export and sanctions. You represent that you are not located in, or a national or resident of, any country subject to comprehensive economic sanctions by Canada, the United States, the European Union, or the United Kingdom, and that you are not on any restricted-party list maintained by such governments.

21. Contact

Questions, notices, opt-outs under Section 16.5, or informal-resolution communications under Section 16.1 should be directed to:

Stromatic Media

Operated from Toronto, Ontario, Canada

Email: stromaticmedia@gmail.com

By using Stromatic Media, you acknowledge that you have read these Terms in their entirety, understand them, and agree to be bound by them.

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